You set your target payment. We help you find a car.
With your credit score, use the Payment Calculator below to determine the sticker price range that aligns best with your budget. Add the amount you have to put as a down payment, the trade-in value of your current vehicle if applicable, term length, and how much you can afford each month for your car payment. Hit ‘calculate’ and you’ll immediately know your Buying Power, no math required!
Estimate Your Monthly Payment
To get a better idea of how much it might cost you each month, our Payment Calculator will take the sticker price, the amount you have for a down payment, the trade-in amount if you’re also looking to get rid of your current car, the term length, and that credit score or approved interest rate. Our team of BMW finance experts at Bill Jacobs BMW in Naperville will work with you to get you behind the wheel of the BMW of your dreams.
Choose Your BMW
Now that you know your Buying Power, browse our online inventory and filter by price range. You can also add filters for make, model, year, mileage, and more. If you don’t find the perfect fit right away, contact us and one of our Client Advisors will help locate what you are searching for. Whether you need a luxury model to cruise around Naperville, Aurora, or the Chicagoland area, or an affordable car for your daily commute, we have something for every price range and plenty of finance options!
Finance disclosures
The payment estimator is not an advertisement or offer for specific terms of credit and actual terms may vary. Payment amounts presented are for illustrative purposes only and may not be available. Not all models are available in all states. Actual vehicle price may vary by Dealer.
The Estimated Monthly Payment amount calculated is based on the variables entered, the price of the vehicle you entered, the term you select, the down payment you enter, the Annual Percentage Rate (APR) you select, and any net trade-in amount. The payment estimate displayed does not include taxes, title, license and/or registration fees. Payment amount is for illustrative purposes only. Actual prices may vary by Dealer. Payment amounts may be different due to various factors such as fees, specials, rebates, term, down payment, APR, net trade-in, and applicable tax rate. Actual APR is based on available finance programs and the creditworthiness of the customer. Not all customers will qualify for credit or for the lowest rate. Please contact an authorized dealer for actual rates, program details and actual terms.
Today we’re diving into something that’s super important for every driver this spring, National Car Care Month. Yep, every April, we take time to remind our drivers why caring for your vehicle isn’t just a seasonal thing—it’s a way of protecting your investment and making every mile safer, smoother, and smarter. This is your complete…
Your BMW is more than just a vehicle—it’s a statement of performance, luxury, and precision engineering. To keep your Ultimate Driving Machine running at peak performance, regular maintenance and genuine BMW parts are essential. At Bill Jacobs BMW, our Service and Parts is here to provide expert care tailored specifically to your BMW’s needs. Why…
Congrats to Kelly Donku for winning the 2025 What Drives Her – Best Retailer Award! About Kelly Kelly started at Bill Jacobs almost 15 years ago. She started in the BDC department, working for the BMW, Volkswagen, and Land Rover locations. As time went on, Kelly transitioned into BMW Sales, which sparked her passion for…
